How it works?

Fast. Simple. Secure

Financial Requirements

Share Your Financial Needs with Us – Complete the Details in Under 5 Minutes.

Eligibility

Our experienced managers will personally review your details to ensure the best match with top banks, providing a thorough assessment for your financial needs.

Digital Bank application

Experience a seamless and entirely digital platform as our expert managers personally review your details, ensuring a precise match with top-tier banks for a comprehensive and hassle-free bank application process.

Get quick sanction on your loan

Transforming the application to loan sanction process from weeks to just a few minutes for unparalleled efficiency.

Fully Secured

Safeguarding your financial journey with our seamlessly secure platform, ensuring the protection of your valuable data.

Data Deletion

Your data will be promptly deleted from our servers upon loan approval and disbursement or rejection from the bank.

Personal Loan

Whether it's your dream vacation, emergency expenses, or managing alternate loan repayments, Loanzmart prioritizes your financial well-being through instant personal loans. With a maximum limit of ₹50 lakhs, we guarantee the lowest personal interest rate, starting at 8% p.a.
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Business Loan

Delivering premium lending solutions, Loanzmart assists a diverse clientele through comprehensive business loan services. Bridging the gap between lenders and borrowers, we ensure swift processing of business loans with minimal documentation and maximum efficacy.
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Home Loan

Turn your dream home into a reality with our premier home loan services. Loanzmart has partnered with a range of banks to offer agile and hassle-free mortgage loans. Unlock the advantages of home credit loans, featuring low housing loan interest rates and smaller EMIs to extend your payments over a more extended tenure.
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Loan Against Property

Unlock the potential of your residential or commercial property to meet your financial needs seamlessly with Loanzmart's Loan Against Property (LAP) solutions. Experience quick approvals, attractive LAP interest rates, and minimal paperwork, making the process simple and efficient."
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Contact Us

Please provide more details or let us know the specific information or assistance you're looking for. We're here to help!


Partner Business Program

Tailored exclusively for authorized partners of Loanzmart (JTG India), the Loanzmart Partner app is meticulously crafted to provide a sophisticated and efficient platform. Gain real-time insights into offers, earnings, and case updates, ensuring privileged access for an elevated and seamless partnership experience.
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Faq’s

Frequently Asked Questions

  • What is the EMI for a Rs. 20 lakhs home loan?
    The Equated Monthly Installment (EMI) for a Rs. 20 lakh home loan is contingent upon the interest rate offered by the lender and the repayment tenure of the loan.
  • Which bank is best for applying for a home loan?
    Several premium banks, both private and public, in India provide attractive home loans and associated products. Notable institutions include HDFC, ICICI, Axis, and SBI.
  • How much home loan can I get on a Rs. 30,000 salary?
    With a monthly salary of Rs. 30,000, you have the opportunity to avail a home loan of up to Rs. 20.50 lakh, subject to your creditworthiness.
  • What credit score is required to get a home loan?
    To qualify for a home loan at an attractive interest rate, a mandatory requirement is a credit score above 700.
  • What are the documents needed for business loans for a salaried applicant?
    Salaried applicants seeking a business loan will need to provide essential documents, including proof of identity, a duly filled application form, proof of income tax returns (ITR), age verification, and income proof.
  • How do I get a housing loan without a pay slip?
    Several banks and financial providers extend home loans without the need for payslips. However, applicants are typically required to furnish bank statements, income proofs, and PAN card details during the application process.
  • Can I get a 100% home loan?
    In India, the maximum loan-to-value ratio stands at approximately 90%. While many lenders offer loans up to this limit, the actual loan amount, ranging from 70% to 90% of the property value, may vary based on the creditworthiness of the borrower and the policies of the respective banks.
  • HWhat is the minimum salary needed to apply for a personal loan?
    The minimum salary requirement for a personal loan application varies among lenders. Nevertheless, a common threshold is that the applicant should have a monthly income of at least Rs. 15,000. For those residing in metropolitan areas, the minimum salary requirement typically ranges between Rs. 20,000 to Rs. 25,000.